Consumer Finance Tips
INFOTRAK articles cover a variety of consumer finance related questions and issues. These articles were written for consumers by trusted sources including government agencies and other professional groups and associations to give you the most accurate, useful and up-to-date information.
Investors searching for relatively low-risk investments that can easily be converted into cash often turn to certificates of deposit (CDs).
The health of the economy affects interest rates by influencing the supply of, and the demand for, credit.
Federal law is very specific about what is and is not FDIC-insured. Protect yourself, find out more.
Find out how to get started with on-line banking and how quickly your on-line transactions are processed.
Don’t give your account number and bank routing information to anyone you don’t know.
Did you know many banks offer "courtesy overdraft protection or "bounce coverage"?
Find out how tax considerations and other characteristics of a loan can affect your interest rates.
Checking accounts have changed. Find out more about the federal law known as Check 21 and substitute checks.
Familiarize yourself with laws that authorize and regulate vehicle dealership financing and leasing.
Why are rates sometimes higher than other times? Read on. . .
This information will help you compare lease offers and negotiate a lease that best fits your needs, budget, and driving patterns.
Why does interest exist? Find out more about APR's and APY's.
Learn more about the FDIC and the four most common ownership categories.
Important information on primary sources for car loans, rates and terms, and how your credit affects your car loan credit scores.
What you should look for when shopping for a plan.
High-Yield CDs – Protect Your Money by Checking the Fine Print