Financial Articles

INFOTRAK articles cover a variety of consumer finance related questions and issues. These articles were written for consumers by trusted sources including government agencies and other professional groups and associations to give you the most accurate, useful and up-to-date information.

Certificates of Deposit

Investors searching for relatively low-risk investments that can easily be converted into cash often turn to certificates of deposit (CDs).

How Do Interest Rates Affect the Economy?

The health of the economy affects interest rates by influencing the supply of, and the demand for, credit.

FDIC Insurance - What's Insured

Federal law is very specific about what is and is not FDIC-insured. Protect yourself, find out more.

E Banking - Banking on the Internet

Find out how to get started with on-line banking and how quickly your on-line transactions are processed.

Tips For Protecting Your Checking Account

Don’t give your account number and bank routing information to anyone you don’t know.

Protecting Yourself Against Overdrafts and Bounced Check Fees

Did you know many banks offer "courtesy overdraft protection or "bounce coverage"?

Why Do Interest Rates on Different Types of Loans Differ?

Find out how tax considerations and other characteristics of a loan can affect your interest rates.

What You Should Know About Your Checks

Checking accounts have changed. Find out more about the federal law known as Check 21 and substitute checks.

Understanding Vehicle Financing

Familiarize yourself with laws that authorize and regulate vehicle dealership financing and leasing.

The Level of Interest Rates

Why are rates sometimes higher than other times? Read on. . .

Keys To Leasing

This information will help you compare lease offers and negotiate a lease that best fits your needs, budget, and driving patterns.

Interest Rates -- An Introduction

Why does interest exist? Find out more about APR's and APY's.

Insuring Your Deposits

Learn more about the FDIC and the four most common ownership categories.

Buying A Car

Important information on primary sources for car loans, rates and terms, and how your credit affects your car loan credit scores.

What Is a Home Equity Line of Credit?

What you should look for when shopping for a plan.

ABC's of CD's

High-Yield CDs – Protect Your Money by Checking the Fine Print